Dealing with Chargebacks
If you’ve been in business for any length of time, chances are you’ve had to deal with customer chargebacks. A chargeback occurs when a customer disputes a charge on his or her credit card bill. Some chargebacks are legitimate, some deliberately...How to Accept Credit Card Payments in the Field
When you think about accepting credit and debit card payments, you probably think of a traditional credit card terminal attached to a wired phone or Internet connection. Or maybe you think of a POS terminal running on a desktop computer, also hard connected to the...
What You Need to Open a Merchant Account
Before you open a merchant account with Higher Standards, you need to assemble a few pieces of information. Your Expert Advisor can help you with all this, of course, but in general you should be prepared to provide the following: Physical address. Even if...
What is a Virtual Terminal?
A virtual terminal is a cloud-based payment processing application that runs on any computer, tablet, or mobile device. Retailers, wholesalers, and professional businesses use virtual terminals to accept credit card payments remotely. Virtual terminals let merchants...