What PCI Compliance Is – and Why It’s Important

What PCI Compliance Is – and Why It’s Important

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When I was younger I worked in my father’s retail business. When a customer paid by credit card we swiped the card on a clunky old credit card imprinter device, which made three copies of the transaction. We gave one to the customer as a receipt, we sent one to...
How Interchange Rates Work

How Interchange Rates Work

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If you’ve ever looked at your monthly payment processing statement, you’ve probably seen transactions billed at a variety of different rates. Some cards might be billed at 1%, some at 2%, some at 3% – and some at all manner of rates in-between. What...
Is Square the Right Choice for Your Business?

Is Square the Right Choice for Your Business?

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If you’re looking for a way to accept credit card payments, chances are you’ve heard of or looked at Square. Square aggressively courts new and small businesses, and many individuals and companies use Square for their credit card processing. While Square...
What is EMV?

What is EMV?

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EMV is the latest generation of “smart” chip-enabled credit cards. An EMV card is more secure than a standard card with a magnetic “swipe” strip, and is designed to reduce the incidence of credit card fraud. This new credit card technology...
What is an ISO?

What is an ISO?

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Higher Standards is a trusted and value-added ISO. But what, exactly, is an ISO – and why do you need one? In the world of merchant services, the acronym ISO stands for Independent Sales Organization, a third-party payment processing company that handles merchant...