Higher Standards is a trusted and value-added ISO. But what, exactly, is an ISO – and why do you need one?

In the world of merchant services, the acronym ISO stands for Independent Sales Organization, a third-party payment processing company that handles merchant accounts for a bank, payment processor, or large financial institution. The ISO works as a conduit between the larger institution and individual merchants, handling the details of the merchant’s payment processing needs.

An ISO provides many useful services to a merchant, including the following:

  • Arrange access to a payment processing account, so the merchant can accept credit card and debit card payments.
  • Provide access to payment processing equipment, including credit card terminals and computer-based payment gateways.
  • Provide ongoing support for the merchant’s payment processing business.

For many merchants, working with an ISO is preferable to dealing directly with a large banking institution for payment processing. An ISO typically provides flexible pricing plans, customized services, and personal support that a larger institution simply can’t provide, especially to smaller merchants.

Higher Standards is an established ISO that combines the reliability and flexibility of a large company with the personal service of a small company. We provide all the payment processing services your business needs, with affordable and consistent pricing. Contact an advisor today to learn more.