The interchange rate is the amount of money charged by banks and card brands (American Express, Discover, MasterCard, and Visa). Interchange rates are identical no matter which payment processor you use. The rates do vary, however, between card brands and for different types of cards.
Our company
Learn more about what Higher Standards does, and why.
Our team
Meet the Higher Standards management team and our network of expert advisors.
Join our team
Learn how to become an independent Expert Advisor for Higher Standards.
Our GIVE BACK program
Learn how your company's payment processing can support your favorite church or non-profit.
Credit card processing
Choose the best and most affordable processing solutions for your business.
Ecommerce processing
Grow your business with safe and affordable online payments.
B2B payment processing
Realize significant savings on Level 3 transactions with other businesses.
Electronic check & ACH payments
Accept electronic check and ACH payments quickly and securely.
Merchant cash advances
Tap into future credit card sales to gain access to working capital today.
Gift cards & loyalty cards
Offer gift cards and loyalty cards online and at point of purchase.
Processing for K-12 schools
Accept credit and debit cards for school meals, events, and fundraisers.
Give Back Gateway for non-profits
Software and processing that let churches and non-profit organizations accept online donations.
HS PayBridge
Integrated payment solution for city and state governments, school districts, childcare centers, athletics, and more.
Terminals
Traditional credit card terminals to manage payments for any type of business.
Kiosks
Kiosk hardware for self-service ordering and payment.
POS systems
Complete point-of-sale systems to help you manage your entire business.
Virtual terminals & shopping carts
Virtual terminals that run on your own computers, plus shopping carts for ecommerce.