Credit Card Processing
Credit cards are important
Accepting credit cards is crucial to your business. Customers want to pay with plastic, so you need credit card processing that is quick, easy, and affordable.
Higher Standards makes it easy for you to accept credit and debit cards at point of sale, over the phone, and online. Transactions are easy, you get paid quickly, and you get the lowest available rates for your business.
Processing solutions for every type of business
Higher Standards offers payment processing solutions customized for the most popular types of businesses, including:
- Retailers
- Restaurants
- Online businesses
- Professional services
- Healthcare and wellness
- Manufacturers, distributors, and other B2B industries
- Churches and non-profit organizations
Accept all types of payments
Higher Standards enables you to accept all types of payments, including:
- Traditional magnetic stripe credit and debit cards
- EMV chip cards
- NFC-enabled cards
- App-based payments
- EBT cards for government benefits
- Fleet cards for petroleum purchases
Our solutions let you accept transactions with both signature and PIN-based approvals. We also offer solutions that enable you to accept traditional and electronic checks, as well as direct ACH bank withdrawals.
Accept payments anywhere
Our payment processing solutions let you accept payments in person or online:
- In-store via a traditional card reader
- In the field with a mobile card reader
- Online via a payment gateway on your website
- Over the phone or mail order via a software-based virtual terminal
We also have solutions that tie into your existing point-of-sale (POS) system and terminals. Ask us for more details regarding your specific needs.
Affordable pricing
Every business is different. Higher Standards works with you to provide the lowest possible processing rates for your business. We offer competitive and customized processing plans with pricing you can depend on.
Expert support
Most of the time our processing solutions work perfectly for both you and your customers. But when something goes wrong, you need help — and you need it fast.
Higher Standards provides quality customer support from an experienced staff of Minnesota-based experts. No endless phone trees and promised call-backs that never happen. At Higher Standards, your needs are handled by real people in real time.
With nearly $2 billion in annual transactions, Higher Standards combines the stability of a large processor with the heart and soul of a small business. We’ve been providing personalized processing solutions for more than 15 years, and have more than 4,000 satisfied clients. That’s the Higher Standards difference — payment solutions with integrity.
Safe and secure processing
Customers are concerned about their privacy and the security of their data. The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. All of Higher Standard’s processing solutions meet all PCI DSS standards and ensure that you and your customers are protected from credit card fraud. We keep your data safe.
Find the right solution for your business
Higher Standards provides a wide variety of merchant payment processing solutions to satisfy the needs of your particular business. Our solutions not only make processing quick, easy, and affordable, they help you increase customer retention, grow customer loyalty, and improve customer satisfaction.
Contact one of our expert advisors to learn more about how Higher Standards can improve your payment processing – and save you both time and money!
Choose the best terminal or POS solution for your processing needs
Clover Mini
The Clover Mini is a small but powerful touch-screen terminal and POS solution. It's small enough to fit into any space, but packs plenty of POS power to run your full house, front to back. The Mini makes payments and deposits easy. Swipe, dip, tap, or take...
FD-150
Swipe, dip, or tap with the FD150 terminal solution Fiserv's FD150 is an affordable combination terminal, PIN pad, contactless reader, and printer. It accepts credit cards, debit cards, and all forms of contactless payment, including Apple Pay, Google Pay, and...
Clover Flex
The Clover Flex provides everything your business needs, in one simple, reliable device. The user-friendly interface makes it easy for you and your cashiers to start taking orders, with minimal training. You're always connected; the Flex's dual cellular and Wi-Fi...
Clover Go
Clover Go is a mobile POS solution that puts everything you need to grow your business in the palm of your hand. The mobile reader connects to your mobile phone or tablet via Bluetooth and lets you accept credit and debit card payments wherever you do business. Clover...
Clover Station
Clover Station is an advanced POS solution for any type of business. Features include: Intuitive setup for quick employee training Accept payments using credit and signature debit cards, cash and check Offline mode - process even when the internet is down On-screen...